Dear Mr. Amardeep,
We asked you the simple queries which you can easily clarify on email since there is no need to move the internal documents of the bank for such queries, what according to me & we don't want to waste anymore time by coming to your bank since your bank personnel do not attends us properly as i earlier mentioned several times.
So the things you want to clear, Plz. clear only by email to remain it official since i do not want any verbal dialogue with your bank since your bank personnel always lies about the verbal commitments made to us.
So Plz. respond quickly only my email by not wasting anymore time on this useless discussion.
Regards/Harjit Singh.
HS TOOLS/SHARK TOOLS.
Mb. No.: 09316507070, 09316503623.
On Sat, Apr 13, 2013 at 11:43 AM, Amardeep Bagga <amardeep.bagga@yesbank.in> wrote:
Dear Sir,
Awaiting your revert on this.
____________________________________________
Regards,
Amardeep Bagga
Cluster Business Leader - Emerging Business Banking [North-1]
YES BANK Ltd., B-XX/2427/928, GF, Gobind Nagar,
Main Ferozepur Road, Ludhiana - 141001
+91 161 4689025 / 98763-00999.
From: Amardeep Bagga (BB)
Sent: Thursday, April 11, 2013 5:41 PM
To: 'HS Tools'; Shark Toolings
Cc: YesTouch; Mandeep Aneja (BB)
Subject: RE: Update for the request submitted A/C Closures & Reverse for the charges levied.
Importance: High
Dear Mr. Harjit Singh,
As already advised earlier, request you to please pay a personal visit to branch and meet the undersigned. We cannot move the internal documents/records outside the branch, which we can show you here in the branch. Sending mails again & again will not resolve the issue and it is requested to kindly pay a visit for resolution.
Assuring you best resolution to your satisfaction.
____________________________________________
Regards,
Amardeep Bagga
Cluster Business Leader - Business Banking [North-1]
YES BANK Ltd.
B-XX/2427/928, GF, Gobind Nagar,
Main Ferozepur Road, Ludhiana - 141001
+91 161 4689025 / 98763-00999.
From: HS Tools [mailto:hstools1@gmail.com]
Sent: Thursday, April 11, 2013 10:40 AM
To: Amardeep Bagga (BB); Shark Toolings
Cc: YesTouch; Mandeep Aneja (BB)
Subject: Re: Update for the request submitted A/C Closures & Reverse for the charges levied.
Dear Sir,
I think we should go for other way-out to get this resolved since we feel that you are not going to respond anymore.
Plz. confirm for your final dialogue regarding the issues we have with your bank & your bank personnel by today only without anymore delay.
Regards/Harjit Singh.
HS Tools/Shark Tools.
From: HS Tools
Sent: Tuesday, April 02, 2013 6:18 PM
To: Amardeep Bagga (BB) ; Shark Toolings
Cc: YesTouch ; Mandeep Aneja (BB)
Subject: Re: Update for the request submitted A/C Closures & Reverse for the charges levied.
Dear Mr. Amardeep,
Since we are not happy with your banks officials behavior. The things we want to get cleared, Plz. clear us on by email since every-time your persons tells something else verbally & later its comes a fake commitment.
So Plz. respond only by email message.
Regards/Harjit Singh.
From: Amardeep Bagga (BB)
Sent: Tuesday, April 02, 2013 10:54 AM
To: HS Tools ; Shark Toolings
Cc: YesTouch ; Mandeep Aneja (BB)
Subject: RE: Update for the request submitted A/C Closures & Reverse for the charges levied.
Dear Sir,
Request your visit to branch and meet the undersigned and resolve the misunderstanding.
____________________________________________
Regards,
Amardeep Bagga
Cluster Business Leader - Business Banking [North-1]
YES BANK Ltd.
B-XX/2427/928, GF, Gobind Nagar,
Main Ferozepur Road, Ludhiana - 141001
+91 161 4689025 / 98763-00999.
From: HS Tools [mailto:hstools1@gmail.com]
Sent: Monday, April 01, 2013 1:32 PM
To: Mandeep Aneja (BB); Shark Toolings
Cc: Amardeep Bagga (BB); YesTouch
Subject: Re: Update for the request submitted A/C Closures & Reverse for the charges levied.
Mr. Mandeep,
You not needed to request anything. You just visit us since whenever we visited you, you didnt given us any attention & you simply wasted our time by keeping us on wait at the bank.
If you can come & clarify anything, then its ok else you can clarify everything by this conversation only since we will not going to come to your bank due to your rude behavior & cold welcome in the past while we visit to your bank.
Plz. confirm for the same without anymore delay.
Regards/Gagan.
From: Mandeep Aneja (BB)
Sent: Saturday, March 30, 2013 6:18 PM
To: HS Tools ; Shark Toolings
Cc: Amardeep Bagga (BB) ; YesTouch
Subject: RE: Update for the request submitted A/C Closures & Reverse for the charges levied.
Dear Sir,
I have requested you to please visit the branch for the better clarification.
Regards,
Mandeep Singh Aneja | Section Leader - Business Banking | YES BANK LIMITED | B--XX, 2427/928 | Gobind Nagar | Main Ferozpur Road | Ludhiana | 141001 (Pb) | Direct, 0161-4689037, Mob:081464-01010 | Email:- mandeep.aneja@yesbank.in
From: HS Tools [mailto:hstools1@gmail.com]
Sent: Thursday, March 28, 2013 1:18 PM
To: Mandeep Aneja (BB); Shark Toolings
Cc: Amardeep Bagga (BB); YesTouch
Subject: Re: Update for the request submitted A/C Closures & Reverse for the charges levied.
Mr. Mandeep,
Now If you want to clear anything to us, you are always welcomed to our place since whenever we came to you, you didnt welcomed us well. Always you treated us like a non-customer.
So anything you want to clear, you Plz. clear us asap without delaying anymore since you always delayed the things by responding on time & then your bank levied us the charges for that.
Regards/Harjit Singh.
From: Mandeep Aneja (BB)
Sent: Thursday, March 28, 2013 10:04 AM
To: HS Tools ; Shark Toolings
Cc: Amardeep Bagga (BB) ; YesTouch
Subject: RE: Update for the request submitted A/C Closures & Reverse for the charges levied.
Dear Sir,
Request you to please visit the branch for further discussion on this topic.
Regards,
Mandeep Singh Aneja | Section Leader - Business Banking | YES BANK LIMITED | B--XX, 2427/928 | Gobind Nagar | Main Ferozpur Road | Ludhiana | 141001 (Pb) | Direct, 0161-4689037, Mob:081464-01010 | Email:- mandeep.aneja@yesbank.in
From: HS Tools [mailto:hstools1@gmail.com]
Sent: Monday, March 25, 2013 4:03 PM
To: Mandeep Aneja (BB); Shark Toolings
Cc: Amardeep Bagga (BB); YesTouch
Subject: Re: Update for the request submitted A/C Closures & Reverse for the charges levied.
Mr. Mandeep,
Now you are telling me that you had told me everything verbally, Which you are completely lying & we feel you are doing this because in revenge for closing the Bank Accounts running with your bank. If you are sure that you conveyed me everything, then why didnt you confirmed me everything on mail officially. The application which we submitted you 4 months back, we clearly mentioned to close our accounts in that & at that time, you didnt confirmed us anything by verbally that time too. So you charged us these charges wrongly since we had already requested you to close our accounts four months back & you never confirmed us officially or verbally to about this application on your bank format. If you confirmed anything like that Plz. show me that how did you confirmed me.
Secondly you still neither yet confirmed about the charges levied in our accounts by you since we are asking you about the charges again & again nor you are confirming about the minimum AQB to maintain for the A/C. 002343000001062. By not responding properly, You get the things delayed & debit us the charges to us.
If you are going to respond like this then we have to contact it to the RBI or some higher authorities for doing this kind of harassment to us.
Regards/Harjit Singh.
From: Mandeep Aneja (BB)
Sent: Saturday, March 23, 2013 6:09 PM
To: HS Tools ; Shark Toolings
Cc: Amardeep Bagga (BB) ; YesTouch
Subject: RE: Update for the request submitted A/C Closures & Reverse for the charges levied.
Dear Sir,
As per our meeting on 06/03/2013 when you requested me to get the AQB charges reversed, I immediately reverted you that it would be very difficult for me to get this reversed. When you again and again requested for getting this done, I replied that I will revert you after getting the reply from HO.
On the next day almost after 24 hours when we again spoke on the same issue, I again replied that the reversal is not at all possible. If you remember at the time of the closure of the limits I requested you if you want to get your accounts closed then you need to submit the request in the banks format which we received only on 6th March 2013 (almost after three months).
Even I also find it difficult to understand why you have mentioned that we have never taken your account on priority. Please refer to our first meeting at the time of the renewal of your accounts I assure you that your request of the enhancement will be taken care off which was duly taken care off with all terms of your choice and we satisfied to the fullest, post which you signed the renewal sanction letter.
Further Sir, At the time of the opening of the accounts the schedule of the charges is sent to customer for better understanding , so the question of the non communication does not arise here. Regarding the account of shark tooling I also confirmed you that you have to maintain the AQB in this account as well. Incase, you did not wanted to operate Yes Bank account, the step which you are taking now on year end, would have requested us much earlier, which could have avoided charges.
Further from our meetings and from the below mail I understand that all these allegation mails is only for getting the charges reversed. It is bank policy that you have to maintain the account balance else AQB charges will be levied. The charges have already been communicated alongwith account opening kit sent to you at the time of opening of account.
I again regret to inform you that we will not be able to reverse these charges. Pls deposit the said AQB charges so that we can close the account and intimate you.
Regards,
Mandeep Singh Aneja | Section Leader - Business Banking | YES BANK LIMITED | B--XX, 2427/928 | Gobind Nagar | Main Ferozpur Road | Ludhiana | 141001 (Pb) | Direct, 0161-4689037, Mob:081464-01010 | Email:- mandeep.aneja@yesbank.in
From: HS Tools [mailto:hstools1@gmail.com]
Sent: Thursday, March 21, 2013 7:18 PM
To: Mandeep Aneja (BB); Shark Toolings
Cc: Latesh Sharma (Br. B); YesTouch; Amardeep Bagga (BB)
Subject: Re: Update for the request submitted A/C Closures & Reverse for the charges levied.
Importance: High
Dear Mr. Mandeep,
Firstly many many thanks to get finally the reply from you.
Secondly when we submitted the request on 06/03/2013, You told us that you will look into our request & revert us back after getting the reply from your Head Office since you didnt informed us about anything for AQB earlier as it was our limit account earlier & also we have already submitted the request for A/C. closure while the processing the closure of the limit as per the attached email. The day we submitted the request for the account closure with your bank, I immediately emailed you the request to get it official since you never respond me on phone properly. If you clearly communicated me over phone, then why I was continuously requesting you on mail for the update, But you didnt respond me at all. From our past experience, We used the way of email to get it official since you always not consider our request on priority, the reason we are closing the account limits & accounts with your bank. Also you didnt confirmed us for the Shark Tooling Solutions P. Ltd. A/C. minimum AQB as we want to change it to normal account as we asked it long back in this mail. Also we enquired for some charges levied by you, but you didnt respond. Another we asked you to change us the attached DD in the name of Harjit Singh from the closure of Harjit Singh Kathuria Saving A/C., you didnt replied for the same.
Last regarding your attached respond, We already submitted the application in banks format to you as per the attached already received by you & Mr. Varun & still you are asking to submit in right format.
So Plz. clear for the above by tomorrow only since you already delayed it very much.
Regards/Harjit Singh.
HS TOOLS CORPN./SHARK TOOLS.
From: Mandeep Aneja (BB)
Sent: Thursday, March 21, 2013 2:03 PM
To: HS Tools ; Shark Toolings
Cc: Latesh Sharma (Br. B) ; YesTouch ; Amardeep Bagga (BB)
Subject: RE: Update for the request submitted A/C Closures & Reverse for the charges levied.
Dear Sir,
The request for the closure of the account was received with us on 06/03/2013. We have checked in system and also informed you verbally that due to non-maintenance of the balance with us, the bank has levied the minimum balance charges. You are thus requested to kindly deposit the amount enabling us to close the account.
Further, we have been clearly communicating the above thing to you over phone as well and did not understand the reason for you to write us as Non-responding Policy of your bank in mails ??
Regards,
Mandeep Singh Aneja | Section Leader - Business Banking | YES BANK LIMITED | B--XX, 2427/928 | Gobind Nagar | Main Ferozpur Road | Ludhiana | 141001 (Pb) | Direct, 0161-4689037, Mob:081464-01010 | Email:- mandeep.aneja@yesbank.in
From: HS Tools [mailto:hstools1@gmail.com]
Sent: Thursday, March 21, 2013 1:41 PM
To: Shark Toolings; Mandeep Aneja (BB)
Cc: Latesh Sharma (Br. B); YesTouch; Amardeep Bagga (BB)
Subject: Re: Update for the request submitted A/C Closures & Reverse for the charges levied.
Dear Mr. Mandeep,
We are continuously requesting you to clear for the said subject. But we still didnt got any response from your side. Due to this non-responding policy of your bank, we requested you to close our account running with your bank.
We again request you to respond for the same asap.
Regards / Gagan.
From: HS Tools
Sent: Saturday, March 16, 2013 8:13 PM
To: Shark Toolings ; Mandeep Aneja (BB)
Cc: Latesh Sharma (RB)
Subject: Re: Update for the request submitted A/C Closures & Reverse for the charges levied.
Dear Mr. Mandeep,
You are getting it very late since this is very-very urgent. Plz. respond for the same asap. Also one thing more I need this attached DD in the favor of Harjit Singh since I have the A/c. in the name of Harjit Singh in other bank or you can cash us this DD.
Plz. confirm for the above asap.
Regards / Gagan.
From: Shark Toolings
Sent: Friday, March 08, 2013 8:08 PM
To: Mandeep Aneja (BB) ; HS Tools
Cc: Latesh Sharma (RB)
Subject: Re: Update for the request submitted A/C Closures & Reverse for the charges levied.
Dear Mr. Mandeep,
We are awaiting for your instant response since we want to get cleared about everything with Yes Bank.
Regards / Gagan.
From: Shark Toolings
Sent: Wednesday, March 06, 2013 1:05 PM
To: Mandeep Aneja (BB) ; HS Tools
Cc: Latesh Sharma (RB)
Subject: Re: Update for the request submitted A/C Closures & Reverse for the charges levied.
Dear Mr. Mandeep San,
Plz. also confirm for the charges levied as per the attached since we are not cleared for the charges as per the attached.
Regards / Gagan.
From: Shark Toolings
Sent: Wednesday, March 06, 2013 1:00 PM
To: Mandeep Aneja (BB) ; HS Tools
Subject: Re: Update for the request submitted A/C Closures & Reverse for the charges levied.
Dear Mr. Mandeep,
Also there is one transaction,
11/12/12 11/12/12 0031018123460005-1-UPFRONT FEE RECOVERED 3857.96 1,000,471.92
Plz. confirm for the same too.
Regards / Gagan.
From: Shark Toolings
Sent: Wednesday, March 06, 2013 12:44 PM
To: Mandeep Aneja (BB) ; HS Tools
Subject: Re: Update for the request submitted A/C Closures & Reverse for the charges levied.
Dear Mr. Mandeep,
Thanks for the information.
I will get back on this shortly. Also confirm me in which regard, the charges below mentioned are charged in Shark Tooling Solutions Pvt. Ltd.
17/08/12 17/08/12 0031011122300001-1-UPFRONT FEE RECOVERED 16,854.00 -206,391.97
18/08/12 18/08/12 023GM03102840001-9-COMM-GTEE-AMND 22,472.00 -210,328.97
And in HS Tools Corporation ( A/C. NO. 002384100000468) , The Charges below
10/09/12 10/09/12 0031003122540001-1-UPFRONT FEE RECOVERED 22,472.00 -3,879,358.30
Also we are holding any Debit Card in HS TOOLS CORPORATION (A/C. No. 002384100000468), But you charged under below charges to us,
29/11/12 29/11/12 ANNUAL DEBIT CARD CHARGES FY OCT-12 349.00 5,628.69
29/11/12 29/11/12 STAX AND EDN CESS ON DEBIT CARD 43.14 5,585.55
for which regard, it was charged.
Also confirm me the minimum AQB for the A/C. 002384000001081 (SHARK TOOLING SOLUTIONS PVT. LTD.) in our account is valid. Also confirm me the validity of BG for the same.
Plz. confirm for the above asap.
Regards / Gagan.
From: Mandeep Aneja (BB)
Sent: Wednesday, March 06, 2013 10:04 AM
To: HS Tools
Cc: shark.toolings@gmail.com
Subject: RE: Udpate for the request submitted A/C Closures & Reverse for the charges levied.
Dear Mr. Gagan,
Request you to please advise us regarding the bank guarantee issued in Shark Tooling as the account of Shark Tooling cannot be closed till the time Bank Guarantee is outstanding.
Regards,
Mandeep Singh Aneja | Section Leader - Business Banking | YES BANK LIMITED | B--XX, 2427/928 | Gobind Nagar | Main Ferozpur Road | Ludhiana | 141001 (Pb) | Direct, 0161-4689037, Mob:081464-01010 | Email:- mandeep.aneja@yesbank.in
From: HS Tools [mailto:hstools1@gmail.com]
Sent: Wednesday, March 06, 2013 12:42 AM
To: Mandeep Aneja (BB)
Cc: shark.toolings@gmail.com
Subject: Udpate for the request submitted A/C Closures & Reverse for the charges levied.
Importance: High
Dear Mr. Mandeep,
As requested yesterday as per the attached, Plz. update me the status asap since this is very-very urgent.
For any clarification, Plz. feel free to ask. Looking forward to hear you soon.
Thanks & Kind Regards,
Gagandeep Kathuria.
Shark Tooling solutions private limited / HS Tools Corpn.
Opp. Punjab & Sind Bank, Gill Road, Miller Ganj
Ludhiana, Punjab, INDIA.
CELL.: 093165-07070, 93165-03623, 93165-11279.
Ph(O):0161-4613071, 2533523,
--
If any clarification, Plz. feel free to ask. Looking forward to hear you soon.
Thanks & Kind Regards,
Harjit Singh Kathuria.
Director.
H.S. Tools Corporation / SHARK TOOLING SOLUTIONS PVT. LTD..
Mb. No. 09316507070, 09316503623.
We asked you the simple queries which you can easily clarify on email since there is no need to move the internal documents of the bank for such queries, what according to me & we don't want to waste anymore time by coming to your bank since your bank personnel do not attends us properly as i earlier mentioned several times.
So the things you want to clear, Plz. clear only by email to remain it official since i do not want any verbal dialogue with your bank since your bank personnel always lies about the verbal commitments made to us.
So Plz. respond quickly only my email by not wasting anymore time on this useless discussion.
Regards/Harjit Singh.
HS TOOLS/SHARK TOOLS.
Mb. No.: 09316507070, 09316503623.
On Sat, Apr 13, 2013 at 11:43 AM, Amardeep Bagga <amardeep.bagga@yesbank.in> wrote:
Dear Sir,
Awaiting your revert on this.
____________________________________________
Regards,
Amardeep Bagga
Cluster Business Leader - Emerging Business Banking [North-1]
YES BANK Ltd., B-XX/2427/928, GF, Gobind Nagar,
Main Ferozepur Road, Ludhiana - 141001
+91 161 4689025 / 98763-00999.
From: Amardeep Bagga (BB)
Sent: Thursday, April 11, 2013 5:41 PM
To: 'HS Tools'; Shark Toolings
Cc: YesTouch; Mandeep Aneja (BB)
Subject: RE: Update for the request submitted A/C Closures & Reverse for the charges levied.
Importance: High
Dear Mr. Harjit Singh,
As already advised earlier, request you to please pay a personal visit to branch and meet the undersigned. We cannot move the internal documents/records outside the branch, which we can show you here in the branch. Sending mails again & again will not resolve the issue and it is requested to kindly pay a visit for resolution.
Assuring you best resolution to your satisfaction.
____________________________________________
Regards,
Amardeep Bagga
Cluster Business Leader - Business Banking [North-1]
YES BANK Ltd.
B-XX/2427/928, GF, Gobind Nagar,
Main Ferozepur Road, Ludhiana - 141001
+91 161 4689025 / 98763-00999.
From: HS Tools [mailto:hstools1@gmail.com]
Sent: Thursday, April 11, 2013 10:40 AM
To: Amardeep Bagga (BB); Shark Toolings
Cc: YesTouch; Mandeep Aneja (BB)
Subject: Re: Update for the request submitted A/C Closures & Reverse for the charges levied.
Dear Sir,
I think we should go for other way-out to get this resolved since we feel that you are not going to respond anymore.
Plz. confirm for your final dialogue regarding the issues we have with your bank & your bank personnel by today only without anymore delay.
Regards/Harjit Singh.
HS Tools/Shark Tools.
From: HS Tools
Sent: Tuesday, April 02, 2013 6:18 PM
To: Amardeep Bagga (BB) ; Shark Toolings
Cc: YesTouch ; Mandeep Aneja (BB)
Subject: Re: Update for the request submitted A/C Closures & Reverse for the charges levied.
Dear Mr. Amardeep,
Since we are not happy with your banks officials behavior. The things we want to get cleared, Plz. clear us on by email since every-time your persons tells something else verbally & later its comes a fake commitment.
So Plz. respond only by email message.
Regards/Harjit Singh.
From: Amardeep Bagga (BB)
Sent: Tuesday, April 02, 2013 10:54 AM
To: HS Tools ; Shark Toolings
Cc: YesTouch ; Mandeep Aneja (BB)
Subject: RE: Update for the request submitted A/C Closures & Reverse for the charges levied.
Dear Sir,
Request your visit to branch and meet the undersigned and resolve the misunderstanding.
____________________________________________
Regards,
Amardeep Bagga
Cluster Business Leader - Business Banking [North-1]
YES BANK Ltd.
B-XX/2427/928, GF, Gobind Nagar,
Main Ferozepur Road, Ludhiana - 141001
+91 161 4689025 / 98763-00999.
From: HS Tools [mailto:hstools1@gmail.com]
Sent: Monday, April 01, 2013 1:32 PM
To: Mandeep Aneja (BB); Shark Toolings
Cc: Amardeep Bagga (BB); YesTouch
Subject: Re: Update for the request submitted A/C Closures & Reverse for the charges levied.
Mr. Mandeep,
You not needed to request anything. You just visit us since whenever we visited you, you didnt given us any attention & you simply wasted our time by keeping us on wait at the bank.
If you can come & clarify anything, then its ok else you can clarify everything by this conversation only since we will not going to come to your bank due to your rude behavior & cold welcome in the past while we visit to your bank.
Plz. confirm for the same without anymore delay.
Regards/Gagan.
From: Mandeep Aneja (BB)
Sent: Saturday, March 30, 2013 6:18 PM
To: HS Tools ; Shark Toolings
Cc: Amardeep Bagga (BB) ; YesTouch
Subject: RE: Update for the request submitted A/C Closures & Reverse for the charges levied.
Dear Sir,
I have requested you to please visit the branch for the better clarification.
Regards,
Mandeep Singh Aneja | Section Leader - Business Banking | YES BANK LIMITED | B--XX, 2427/928 | Gobind Nagar | Main Ferozpur Road | Ludhiana | 141001 (Pb) | Direct, 0161-4689037, Mob:081464-01010 | Email:- mandeep.aneja@yesbank.in
From: HS Tools [mailto:hstools1@gmail.com]
Sent: Thursday, March 28, 2013 1:18 PM
To: Mandeep Aneja (BB); Shark Toolings
Cc: Amardeep Bagga (BB); YesTouch
Subject: Re: Update for the request submitted A/C Closures & Reverse for the charges levied.
Mr. Mandeep,
Now If you want to clear anything to us, you are always welcomed to our place since whenever we came to you, you didnt welcomed us well. Always you treated us like a non-customer.
So anything you want to clear, you Plz. clear us asap without delaying anymore since you always delayed the things by responding on time & then your bank levied us the charges for that.
Regards/Harjit Singh.
From: Mandeep Aneja (BB)
Sent: Thursday, March 28, 2013 10:04 AM
To: HS Tools ; Shark Toolings
Cc: Amardeep Bagga (BB) ; YesTouch
Subject: RE: Update for the request submitted A/C Closures & Reverse for the charges levied.
Dear Sir,
Request you to please visit the branch for further discussion on this topic.
Regards,
Mandeep Singh Aneja | Section Leader - Business Banking | YES BANK LIMITED | B--XX, 2427/928 | Gobind Nagar | Main Ferozpur Road | Ludhiana | 141001 (Pb) | Direct, 0161-4689037, Mob:081464-01010 | Email:- mandeep.aneja@yesbank.in
From: HS Tools [mailto:hstools1@gmail.com]
Sent: Monday, March 25, 2013 4:03 PM
To: Mandeep Aneja (BB); Shark Toolings
Cc: Amardeep Bagga (BB); YesTouch
Subject: Re: Update for the request submitted A/C Closures & Reverse for the charges levied.
Mr. Mandeep,
Now you are telling me that you had told me everything verbally, Which you are completely lying & we feel you are doing this because in revenge for closing the Bank Accounts running with your bank. If you are sure that you conveyed me everything, then why didnt you confirmed me everything on mail officially. The application which we submitted you 4 months back, we clearly mentioned to close our accounts in that & at that time, you didnt confirmed us anything by verbally that time too. So you charged us these charges wrongly since we had already requested you to close our accounts four months back & you never confirmed us officially or verbally to about this application on your bank format. If you confirmed anything like that Plz. show me that how did you confirmed me.
Secondly you still neither yet confirmed about the charges levied in our accounts by you since we are asking you about the charges again & again nor you are confirming about the minimum AQB to maintain for the A/C. 002343000001062. By not responding properly, You get the things delayed & debit us the charges to us.
If you are going to respond like this then we have to contact it to the RBI or some higher authorities for doing this kind of harassment to us.
Regards/Harjit Singh.
From: Mandeep Aneja (BB)
Sent: Saturday, March 23, 2013 6:09 PM
To: HS Tools ; Shark Toolings
Cc: Amardeep Bagga (BB) ; YesTouch
Subject: RE: Update for the request submitted A/C Closures & Reverse for the charges levied.
Dear Sir,
As per our meeting on 06/03/2013 when you requested me to get the AQB charges reversed, I immediately reverted you that it would be very difficult for me to get this reversed. When you again and again requested for getting this done, I replied that I will revert you after getting the reply from HO.
On the next day almost after 24 hours when we again spoke on the same issue, I again replied that the reversal is not at all possible. If you remember at the time of the closure of the limits I requested you if you want to get your accounts closed then you need to submit the request in the banks format which we received only on 6th March 2013 (almost after three months).
Even I also find it difficult to understand why you have mentioned that we have never taken your account on priority. Please refer to our first meeting at the time of the renewal of your accounts I assure you that your request of the enhancement will be taken care off which was duly taken care off with all terms of your choice and we satisfied to the fullest, post which you signed the renewal sanction letter.
Further Sir, At the time of the opening of the accounts the schedule of the charges is sent to customer for better understanding , so the question of the non communication does not arise here. Regarding the account of shark tooling I also confirmed you that you have to maintain the AQB in this account as well. Incase, you did not wanted to operate Yes Bank account, the step which you are taking now on year end, would have requested us much earlier, which could have avoided charges.
Further from our meetings and from the below mail I understand that all these allegation mails is only for getting the charges reversed. It is bank policy that you have to maintain the account balance else AQB charges will be levied. The charges have already been communicated alongwith account opening kit sent to you at the time of opening of account.
I again regret to inform you that we will not be able to reverse these charges. Pls deposit the said AQB charges so that we can close the account and intimate you.
Regards,
Mandeep Singh Aneja | Section Leader - Business Banking | YES BANK LIMITED | B--XX, 2427/928 | Gobind Nagar | Main Ferozpur Road | Ludhiana | 141001 (Pb) | Direct, 0161-4689037, Mob:081464-01010 | Email:- mandeep.aneja@yesbank.in
From: HS Tools [mailto:hstools1@gmail.com]
Sent: Thursday, March 21, 2013 7:18 PM
To: Mandeep Aneja (BB); Shark Toolings
Cc: Latesh Sharma (Br. B); YesTouch; Amardeep Bagga (BB)
Subject: Re: Update for the request submitted A/C Closures & Reverse for the charges levied.
Importance: High
Dear Mr. Mandeep,
Firstly many many thanks to get finally the reply from you.
Secondly when we submitted the request on 06/03/2013, You told us that you will look into our request & revert us back after getting the reply from your Head Office since you didnt informed us about anything for AQB earlier as it was our limit account earlier & also we have already submitted the request for A/C. closure while the processing the closure of the limit as per the attached email. The day we submitted the request for the account closure with your bank, I immediately emailed you the request to get it official since you never respond me on phone properly. If you clearly communicated me over phone, then why I was continuously requesting you on mail for the update, But you didnt respond me at all. From our past experience, We used the way of email to get it official since you always not consider our request on priority, the reason we are closing the account limits & accounts with your bank. Also you didnt confirmed us for the Shark Tooling Solutions P. Ltd. A/C. minimum AQB as we want to change it to normal account as we asked it long back in this mail. Also we enquired for some charges levied by you, but you didnt respond. Another we asked you to change us the attached DD in the name of Harjit Singh from the closure of Harjit Singh Kathuria Saving A/C., you didnt replied for the same.
Last regarding your attached respond, We already submitted the application in banks format to you as per the attached already received by you & Mr. Varun & still you are asking to submit in right format.
So Plz. clear for the above by tomorrow only since you already delayed it very much.
Regards/Harjit Singh.
HS TOOLS CORPN./SHARK TOOLS.
From: Mandeep Aneja (BB)
Sent: Thursday, March 21, 2013 2:03 PM
To: HS Tools ; Shark Toolings
Cc: Latesh Sharma (Br. B) ; YesTouch ; Amardeep Bagga (BB)
Subject: RE: Update for the request submitted A/C Closures & Reverse for the charges levied.
Dear Sir,
The request for the closure of the account was received with us on 06/03/2013. We have checked in system and also informed you verbally that due to non-maintenance of the balance with us, the bank has levied the minimum balance charges. You are thus requested to kindly deposit the amount enabling us to close the account.
Further, we have been clearly communicating the above thing to you over phone as well and did not understand the reason for you to write us as Non-responding Policy of your bank in mails ??
Regards,
Mandeep Singh Aneja | Section Leader - Business Banking | YES BANK LIMITED | B--XX, 2427/928 | Gobind Nagar | Main Ferozpur Road | Ludhiana | 141001 (Pb) | Direct, 0161-4689037, Mob:081464-01010 | Email:- mandeep.aneja@yesbank.in
From: HS Tools [mailto:hstools1@gmail.com]
Sent: Thursday, March 21, 2013 1:41 PM
To: Shark Toolings; Mandeep Aneja (BB)
Cc: Latesh Sharma (Br. B); YesTouch; Amardeep Bagga (BB)
Subject: Re: Update for the request submitted A/C Closures & Reverse for the charges levied.
Dear Mr. Mandeep,
We are continuously requesting you to clear for the said subject. But we still didnt got any response from your side. Due to this non-responding policy of your bank, we requested you to close our account running with your bank.
We again request you to respond for the same asap.
Regards / Gagan.
From: HS Tools
Sent: Saturday, March 16, 2013 8:13 PM
To: Shark Toolings ; Mandeep Aneja (BB)
Cc: Latesh Sharma (RB)
Subject: Re: Update for the request submitted A/C Closures & Reverse for the charges levied.
Dear Mr. Mandeep,
You are getting it very late since this is very-very urgent. Plz. respond for the same asap. Also one thing more I need this attached DD in the favor of Harjit Singh since I have the A/c. in the name of Harjit Singh in other bank or you can cash us this DD.
Plz. confirm for the above asap.
Regards / Gagan.
From: Shark Toolings
Sent: Friday, March 08, 2013 8:08 PM
To: Mandeep Aneja (BB) ; HS Tools
Cc: Latesh Sharma (RB)
Subject: Re: Update for the request submitted A/C Closures & Reverse for the charges levied.
Dear Mr. Mandeep,
We are awaiting for your instant response since we want to get cleared about everything with Yes Bank.
Regards / Gagan.
From: Shark Toolings
Sent: Wednesday, March 06, 2013 1:05 PM
To: Mandeep Aneja (BB) ; HS Tools
Cc: Latesh Sharma (RB)
Subject: Re: Update for the request submitted A/C Closures & Reverse for the charges levied.
Dear Mr. Mandeep San,
Plz. also confirm for the charges levied as per the attached since we are not cleared for the charges as per the attached.
Regards / Gagan.
From: Shark Toolings
Sent: Wednesday, March 06, 2013 1:00 PM
To: Mandeep Aneja (BB) ; HS Tools
Subject: Re: Update for the request submitted A/C Closures & Reverse for the charges levied.
Dear Mr. Mandeep,
Also there is one transaction,
11/12/12 11/12/12 0031018123460005-1-UPFRONT FEE RECOVERED 3857.96 1,000,471.92
Plz. confirm for the same too.
Regards / Gagan.
From: Shark Toolings
Sent: Wednesday, March 06, 2013 12:44 PM
To: Mandeep Aneja (BB) ; HS Tools
Subject: Re: Update for the request submitted A/C Closures & Reverse for the charges levied.
Dear Mr. Mandeep,
Thanks for the information.
I will get back on this shortly. Also confirm me in which regard, the charges below mentioned are charged in Shark Tooling Solutions Pvt. Ltd.
17/08/12 17/08/12 0031011122300001-1-UPFRONT FEE RECOVERED 16,854.00 -206,391.97
18/08/12 18/08/12 023GM03102840001-9-COMM-GTEE-AMND 22,472.00 -210,328.97
And in HS Tools Corporation ( A/C. NO. 002384100000468) , The Charges below
10/09/12 10/09/12 0031003122540001-1-UPFRONT FEE RECOVERED 22,472.00 -3,879,358.30
Also we are holding any Debit Card in HS TOOLS CORPORATION (A/C. No. 002384100000468), But you charged under below charges to us,
29/11/12 29/11/12 ANNUAL DEBIT CARD CHARGES FY OCT-12 349.00 5,628.69
29/11/12 29/11/12 STAX AND EDN CESS ON DEBIT CARD 43.14 5,585.55
for which regard, it was charged.
Also confirm me the minimum AQB for the A/C. 002384000001081 (SHARK TOOLING SOLUTIONS PVT. LTD.) in our account is valid. Also confirm me the validity of BG for the same.
Plz. confirm for the above asap.
Regards / Gagan.
From: Mandeep Aneja (BB)
Sent: Wednesday, March 06, 2013 10:04 AM
To: HS Tools
Cc: shark.toolings@gmail.com
Subject: RE: Udpate for the request submitted A/C Closures & Reverse for the charges levied.
Dear Mr. Gagan,
Request you to please advise us regarding the bank guarantee issued in Shark Tooling as the account of Shark Tooling cannot be closed till the time Bank Guarantee is outstanding.
Regards,
Mandeep Singh Aneja | Section Leader - Business Banking | YES BANK LIMITED | B--XX, 2427/928 | Gobind Nagar | Main Ferozpur Road | Ludhiana | 141001 (Pb) | Direct, 0161-4689037, Mob:081464-01010 | Email:- mandeep.aneja@yesbank.in
From: HS Tools [mailto:hstools1@gmail.com]
Sent: Wednesday, March 06, 2013 12:42 AM
To: Mandeep Aneja (BB)
Cc: shark.toolings@gmail.com
Subject: Udpate for the request submitted A/C Closures & Reverse for the charges levied.
Importance: High
Dear Mr. Mandeep,
As requested yesterday as per the attached, Plz. update me the status asap since this is very-very urgent.
For any clarification, Plz. feel free to ask. Looking forward to hear you soon.
Thanks & Kind Regards,
Gagandeep Kathuria.
Shark Tooling solutions private limited / HS Tools Corpn.
Opp. Punjab & Sind Bank, Gill Road, Miller Ganj
Ludhiana, Punjab, INDIA.
CELL.: 093165-07070, 93165-03623, 93165-11279.
Ph(O):0161-4613071, 2533523,
--
If any clarification, Plz. feel free to ask. Looking forward to hear you soon.
Thanks & Kind Regards,
Harjit Singh Kathuria.
Director.
H.S. Tools Corporation / SHARK TOOLING SOLUTIONS PVT. LTD..
Mb. No. 09316507070, 09316503623.