I have got a Health Insurance Family Floater plan from ICICI Lombard and have been paying premium for last several years.
Have not made a singly claim till now on this policy.
Now had sent a request for pre-approval of cashless procedure for THYROID SURGERY for my wife which was denied by ICICI Lombard.
The reason for denial was on disclosure of DEPRESSION while taking the policy initially.
Though treatment of Depression IS NOT COVERED under the policy and IS IN NO WAY RELATED to THYROID SURGERY, the company is denying pre-approval on the basis of same.
I would like to dispute that the Denial of claim by ICICI Lombard is unjust and unfair and they should keep their promise of delivery of services as per the policy issued by them
Malay Kapoor
Have not made a singly claim till now on this policy.
Now had sent a request for pre-approval of cashless procedure for THYROID SURGERY for my wife which was denied by ICICI Lombard.
The reason for denial was on disclosure of DEPRESSION while taking the policy initially.
Though treatment of Depression IS NOT COVERED under the policy and IS IN NO WAY RELATED to THYROID SURGERY, the company is denying pre-approval on the basis of same.
I would like to dispute that the Denial of claim by ICICI Lombard is unjust and unfair and they should keep their promise of delivery of services as per the policy issued by them
Malay Kapoor